Are Sports Injuries Subject To Home Insurance?

Here's a report from the UK:

A home insurance warning has been issued by a provider, after new figures revealed that liability claims for sports injuries are increasing.

According to Esure, more policies were being claimed on through personal liability for sport injuries. Personal liability is usually included with home contents policies, although it has remained unused.

Esure have issued the warning as there is potentially a large financial cost of being hit with such a case, and not having insurance can become very complex..

A spokesperson for Esure stated: “Fire, flood, theft and accidental damage are the perils that most people see themselves using their home contents insurance for - but personal liability cover can be a life saver for anyone claimed against. Although it is one of the rarest, it is also the most serious types of claim.”