Saturday, January 12, 2008

'Simple checks' can avoid home insurance claims

From LSE:

Damage to homes and subsequent insurance claims can be avoided of householders are more safety conscious, an expert suggests.

Elaine Parks, head of technical services at Legal & General, said that a recent survey had shown people need to be more aware of the precautions they should take.

Its Safe as Houses survey revealed that half of respondents had never had their wiring looked at, while about a third had not checked their plumbing and a quarter did not know the state of their guttering.

Half also said they had never tested their burglar alarm and ten per cent did not know whether their smoke alarms were working properly.

Ms Parks said: "Installing a burglar alarm, good quality locks and security lighting or living in a neighbourhood watch area are all good preventative measures to help keep our homes secure."

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